Which states will allow UM/UIM stacking?

After an auto accident, many people don’t have enough coverage. If you get hit by an uninsured motorist, you have to know that your medical bills and property damage. When this happens, it is very important to stack your uninsured and underinsured motorist (UM/UIM) coverage. When stacking this coverage, it might end up being a lifesaver.

By stacking your UM/UIM coverage, you will be able to collect from more than one auto insurance policy and will be able to receive full payment for your property damage and injuries. However, not every state will allow this. That’s why it’s important to know which state will and will not. Below, you will see a list of states that do and don’t allow UM/UIM coverage.

• State: Alabama – UM/IM stacking allowed

• State: Alaska – UM/UIM stacking not allowed

• State: Arizona – UM/UIM stacking allowed

• State Arkansas – UM/UIM stacking allowed

• State: California – UM/UIM stacking not allowed

• State: Colorado – UM/UIM stacking allowed

• State: Connecticut – UM/UIM stacking not allowed

• State: Delaware – UM/UIM stacking not allowed

• State: Florida – UM/UIM stacking allowed

• State: Georgia – UM/UIM stacking allowed

• State: Hawaii – UM/UIM stacking allowed

• State: Idaho – UM/UIM stacking not allowed

• State: Illinois – UM/UIM stacking not allowed

• State: Indiana – UM/UIM stacking not allowed

• State: Iowa – UM/UIM stacking allowed

• State: Kansas – UM/UIM stacking not allowed

• State: Kentucky – UM/UIM stacking allowed

• State: Louisiana – UM/UIM stacking not allowed

• State: Maine – UM/UIM stacking not allowed

• State: Maryland – UM/UIM stacking not allowed

• State: Massachusetts – UM/UIM stacking not allowed

• State: Michigan – UM/UIM stacking allowed

• State: Minnesota – UM/UIM stacking not allowed

• State: Mississippi – UM/UIM stacking allowed

• State: Missouri – UM/UIM stacking allowed

• State: Montana – UM/UIM stacking not allowed

• State: Nebraska – UM/UIM stacking not allowed

• State: Nevada – UM/UIM stacking allowed

• State: New Hampshire – UM/UIM stacking not allowed

• State: New Jersey – UM/UIM stacking not allowed

• State: New Mexico – UM/UIM stacking not allowed

• State: New York – UM/UIM stacking not allowed

• State: North Carolina – UM/UIM stacking not allowed

• State: North Dakota – UM/UIM stacking not allowed

• State: Ohio – UM/UIM stacking not allowed

• State: Oklahoma – UM/UIM stacking allowed