Border insurance

A: There is a large variety of insurance options these days, and it is important to know that you are covered for every aspect that you need. Depending on your financial position, you can insure more things. However, only insure the things that you need to. Amongst these basics are your home, your car, your health and your life. Those are the four basics of insurance.

However, there are more necessities to these things now. Here are some things that you should know about south-of-the-border insurance and what it really is:

• If you drive into Mexico approximately every year with thousands of other Americans, it would be a great idea to purchase auto insurance while being Mexico to avoid any hassles.

• Getting into an accident when being uninsured (or insured in the wrong country) is considered a civil offense, which is why it would be important to purchase insurance in Mexico.

• Driving will be different in Mexico.

• Unless you purchase auto insurance in Mexico,or insurance that will provide coverage when you are out of the country, you will be jailed until you prove to them that you can pay for damages.

• It is important to purchase liability insurance. Even though it isn’t required, it is still strongly recommended by the state insurance department of Texas.

• Mexican authorities might not let you pass without Mexican insurance.

Here’s how you can purchase a policy that you will take with you no matter where you go:

• Call your auto insurance agent

• Talk to him about a policy that you can take with you to Mexico.

• Ask for all of the details and necessities about purchasing liability insurance in Mexico.

• Ask the approximate price of this policy.