Why do car accidents tend to occur so close to homes?

If you think that once you get on the street of your home, you’re safe and that you don’t have to worry about accidents anymore, you’re wrong.

As a matter of fact, there was a recent evaluation made by the Progressive Insurance Company, many accidents occur near the homes of the people driving.

Keep in mind that insurers identify your premiums with the factor of your location – where you live.

It is crucial for them to know how many accidents happen in your area. If you live in a dangerous area, you will get higher premiums opposed to someone who lives in a safer area.

Here are some statistics provided by Progressive. The following information will identify where accidents happen and the distance.

• Miles from home: 1 mile or less / Percentage of accidents: 23 percent

• Miles from home: 2 to 5 miles / Percentage of accidents: 29 percent

• Miles from home: 5 to 10 miles / Percentage of accidents: 17 percent

• Miles from home: 11 to 15 miles / Percentage of accidents: 8 percent

• Miles from home: 16 to 20 miles / Percentage of accidents: 6 percent

• Miles from home: More than 20 miles / Percentage of accidents: 17 percent

Here is the additional information provided by Progressive Insurance. Here are the statistics:

• Compared to 20 miles away, accidents were more than twice likely to happen to take place 1 mile from home.

• There were only 1 percent of reported accidents located 50 miles or more from home.

• The Northeast, followed by the Midwest, the West, Great Plains, Gulf, and the Mid-Atlantic are the areas with the highest percentage of reported accidents. The West is made up of Indiana, Iowa, Minnesota and Ohio. The Northeast is made up of Connecticut, Maine, New Hampshire, New York, Pennsylvania, Rhode Island, and Vermont.