I am planning on purchasing an expensive car. What are the insurance issues I should be aware of?

When purchasing an expensive car, it is important to first realize that your insurance premiums won’t be cheap because it will cost much more to repair an expensive car rather than an economy-class car. It is great that you’re already thinking about insurance and the issues that you are going to face. Many consumers fail to realize the insurance issues that might be ahead.

Ana Margarita Compain-Romero, spokeswoman for State Farm, the nation’s largest auto insurer, in Bloomington, Ill, says, “Put it this way, the yearly insurance premium on one of these cars could be more than the one-year mortgage amount paid by the owner of a $100,000 home.”

Here are the ten most expensive cars to insure:

  • Mercedes S600 Sedan
  • Rolls-Royce
  • Porsche 911 Turbo
  • Lamborghini
  • Aston Martin DB5
  • Bentley Mulliner Azure two-door convertible
  • Ferrari 360 Spider
  • Jaguar XJR
  • Maserati
  • Hummer
  • BMW Roadster

Along with purchasing an expensive car, come serious responsibilities. This includes auto insurance rates, and the responsibility of keeping your car in a safe place. Keeping an expensive car isn’t always safe. It is highly recommended to purchase additional coverage for an expensive car. When purchasing an expensive vehicle, make sure that it is safe and covered by your auto insurance policy.

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