Are medical records at risk?

Medical records are the important information that is stored in a secure facility. This information will identify your premiums and your current health status.

Keep in mind that your premiums are identified by these medical records, therefore identifying your chance of dying and at what age.

The higher your chance of getting ill and dying, the higher your premiums will be for both health and life insurance.

Here are some possible “candidates” to use as a unique health identifier, according to the HHS. Among them are:

• Biometric identifiers: Fingerprints, retinal patterns, voice and DNA are all things that are considered parts of biometric identifiers.

• Social security numbers

• Personal immutable properties: Characteristics that include things that would not chance including birth name date of birth, mother’s maiden name.

• Civil registration system: This is a very effective identifier consisting of 16 characters based on data such as place or birth, mother’s maiden name and other data of the same sort.

• Directory service: Patient characteristics of this identifier include name, Social Security number, sex, address, and identifiers such as fingerprints or retinal patterns.

Many consumers fear that their medical records might be at risk because of the fact that medical records, have and probably will be used against or for absolutely no purpose, whatsoever.

Medical records are confidential information that consumers fear that will be used for the wrong purpose.

Medical information that is used to identify premiums and other insurance prices is extremely crucial. There are insurance companies out there who won’t use the medical information just to identify premiums.

Medical information is sometimes used for the wrong reasons. Can you really blame consumers for being worried about the information that is supposed to be confidential? Can you blame consumers for being protective for themselves?