What are the most important things that I should know about insurance lawyers?
Below, you will see a list of the important aspects of insurance lawyers.
They are obligated to defend you
At times, your auto insurance company won't defend you if they determine that your suit is not covered by your policy
Lawyers might not get to your case immediately because they have hundreds of cases on their hands
If they won't defend you, they will let you know by sending you a "reservation of rights' letter Your case will either get to trial or won't go to court at all
You can lodge a complaint with the insurance company if you aren't satisfied with the results of your case
When it comes to controlling defense, lawyers have little to say
In order to cover their own backsides, insurance companies have the right to reserve the right to override policyholder wishes
Lawyers work with you, not for you
In-house lawyers typically don't work the way consumers want them to
You agree to a three-way relationship when you sign your insurance policy
Keep in mind that the insurance company is responsible if the lawyer mucks up your defense
The use of in-house counsel saves insurance companies money
It is illegal and unethical for insurance companies to practice law on behalf of their policyholders
Lawyers are obligated to deal with your case
If you want to know how your case is handled right now, you can contact your auto insurance company and find the status on your case
If the lawyer mucks up your defense, your auto insurance company will be the ones responsible. |