Be Insured When Traveling Overseas

If you are the type of person who travels constantly, especially overseas, you should definitely consider getting travel insurance. Forgetting to take travel insurance before traveling to a foreign country is like forgetting your suitcase. We gave you some suggestions to get you started and protected:

What does travel insurance offer and who offers it?

Many companies offer travel insurance packages that include all of the insurance that you are probably going to need while traveling. Prices are based on length of stay, number of people traveling and age. This package includes:

• Pre-existing condition waiver
• Emergency medical evacuation
• Rental car protection
• Trip cancellation/interruption/delay
• Repatriation of remains
• Emergency dental and medical care
• Accidental dismemberment or death
• Baggage loss/damage
• Visitor to bedside and return of dependent children

Travel tips:

Pick up a phrase book when traveling to a country that doesn't speak the language you do. This will come in very handy when looking for a bathroom
Rent a car with a trunk
Carry cash, jewelry, documents and other valuables with you in a carry-on bag.
For good deals, consider traveling off-season
Don't drink tap water! It'll make you sick.

Protect your luggage:

Protecting your luggage is a very important part in travel insurance. I am sure that you wouldn't like to find out that your luggage is on its way to Italy, when you're in Paris. This can be prevented if you talk about lost luggage protection with your insurer.