What are some money-saving tips I should be aware of?

Financial problems are becoming a major dilemma nowadays. That's probably the reason why it is so crucial to get started on saving money.

Here are some tips that will help you do just that:

• Try not going to the movies
• Open up a savings account
• Pay your bills on time
• Try limiting your amount in the mall
• Don't purchase anything unless you absolutely have to
• Separate the necessities from miscellaneous expenses
• Avoid picking up the tab
• Avoid purchasing premium gasoline
• Narrow down your insurance coverage
• Try applying for a loan
• Avoid going to fitness clubs
• Try exercising at home or with a friend
• Call your insurance dealer and talk to him about how to lower your payments
• Don't purchase brand name products
• Avoid entertainment
• Avoid having cable television for a while
• Consider a second job
• Try switching to a job that pays more
• Ask a friend for advice
• Visit a financial consultant