Q: If I want to insure my car while using it in my business, what insurance aspects should I be aware of?

A: If you are using your car in your business frequently, you have to realize that your premiums will be much higher compared to a person who uses his or her car only to get from A to B and back. If you are going to use your car in your business, consider the following tips so your premiums won't skyrocket:

• Make sure that you shop around

• Combine policies

• Try looking for auto insurance directly from your business insurance

• Ask people for good insurance deals

• Make sure you purchase the right policy

• Tell the auto insurers what you need from your policy

• Try purchasing a car with a high MPG

• Be sure to check your premiums and pay them on time

• Try raising your credit score

• Be fuel-efficient

• If you use your car for your business frequently, consider using public transportation or walking to get to other places

• Keep your driving record clean and free of tickets

• Ask your employer for insurance options

• Search online for advice

• Get a quote

• Purchase a car that is safe

• Make sure that you don't purchase an expensive car because the premiums will be high.