The Parable Of The Hole In The Roof A Case For Getting Insurance NOW

There is an old folk story concerning a lazy man and his broken roof. In the story, there was a simple farmer who lived several hundred years ago. His home was a simple one, with reeds making up his old-fashioned thatched roof. One summer day, a hole formed on the roof, and as the summer passed it grew wider and wider until it was about the size of a watermelon.

His neighbor called him out, saying "The hole in your roof! It's pretty bad! Get it fixed!" He looked at it and said "I'll do it another day! It's not urgent. It's not raining anyway, and hasn't rained for weeks!" When the rains did come, he was again reminded to fix it, but he said "I can't do that now! It's raining!" In the end, he regretted that attitude: His entire home was damaged, flooded inside, all because of his unwillingness to do something about it while he could.

The moral of the story is easy to spot: Just because something isn't urgent, we need to do it before it's too late. In a real way, getting insurance is like that. We never know, so we might as well prepare ahead.

Yes, we most probably live life with a good degree of care and caution. We do our best to take care of ourselves, our property and our safety. Yet, like the rain in the story, there are things that are simply beyond our control. We can't choose when a loved one gets cancer, or when a fire may happen due to old electric wiring. It pays to be prepared, and part of being prepared is making sure there are provisions for any possibility, no matter how remote the situation may appear. It pays to act in the present moment, when something still can be done before anything gets worse.

One of the trickiest challenges is taking that first step to finding the insurance you will need. If you don't know where to look, you risk spending far too much. Often the first offer being made to you, whether it's coverage for cancer treatment or insurance for damage to one's windows during a theft, isn't always the best deal. Insurance is big business, and that means there is always an alternative, always a competitor that can match and outdo another firm's offer.

2Insure4Less.com is one major way to help spot good leads on worthwhile insurance policies.