Q: How will being overweight increase my insurance premiums?
Depending on how overweight you are your chance of dying or developing serious illnesses is increasing. Insurance companies put two and two together when figuring out your premiums, particularly for health and life insurance.
They look at how healthy you are, what kind of illnesses you might be vulnerable to in the future and how soon you might die. Nevertheless, that does not mean that you can’t lower your premiums and become a healthier individual. Here are some tips that will help you reach your average weight:
- Go see your doctor
- Establish a diet
- Know what your BMI is
- If your BMI indicates that you are overweight or obese, you should worry
- Develop better exercise habits
- Ask your doctor whether or not your average weight is a hard goal to accomplish
- Be sure to tell your doctor all that you are feeling
- Search for medical advice online
- Ask for other methods of weight loss that might speed up the process such as diet pills or surgery
- Make sure that your current medical condition (if any) won’t worsen with surgery or diet pills if you are considering them
- Try signing a membership in a fitness club
- Consider a trainer
- Try losing weight with a friend in order to make the process easier
- Find out if you are suffering from serious cases like portion distortion
- Keep track of your success with a log
- Try to fit in exercise even if you have a busy schedule